The recovery from the 2008 credit crisis has been slow and drawn out. The Dow’s lowest point was almost 6 years ago and the Federal Reserve is still trying to stimulate the economy back to full speed. For many Americans, putting money in the stock market seems like a gamble. This is especially true for those 35 and younger. They don’t have much personal experience with investing outside of the volatility of the last 10 years. The last decade leads many to seek “safety” for their money.